All Dollars & Common Sense Episodes

Estate Planning: Tools, Tips, and Techniques

Dollars & Common Sense · Estate Planning: Tools, Tips, and TechniquesKevin Zywna, Wealthway Financial Advisors: Before we jump into our topic tonight, I've got a couple of shout outs that I want to give to a couple of our employees at Wealthway. Today was a great...

Financial Independence: What Is It And How to Achieve It

Dollars & Common Sense · Financial Independence: What Is It, How to Achieve ItKevin Zywna, Wealthway Financial Advisors: Tonight we are going to talk about financial independence. What is it and how to achieve it? Somewhat of the holy grail of personal finance -...

How To Live A Tax-Efficient Life

Dollars & Common Sense · How to Live a Tax-Efficient LifeKevin Zywna, Wealthway Financial Advisors: We are going to talk about taxes and tax reduction strategies that we allude to at the top of every show and specifically how to live a tax efficient life. I think...

Demystifying Long Term Care

Dollars & Common Sense · Demystifying Long Term CareKevin Zywna, Wealthway Financial Advisors: Tonight, we are going to talk about long term care, demystifying a little bit of what long term care is. So you know, it's one of the things that we always take a look...

The Concerning State Of Retirement Savings In The US

Dollars & Common Sense · The Concerning State of Retirement Savings in the USKevin Zywna, Wealthway Financial Advisors:​ What we're going to talk about tonight, between phone calls, is the fact that we believe most everyone in this country have the opportunity for...

Listener Financial Questions Answered

Dollars & Common Sense · Listener CallsKevin Zywna, Wealthway Financial Advisors: Out of the gate, we have our first caller on the line. So we're going to go out to Chesapeake and speak with Ashley. Good evening, Ashley. You're on Dollars & Common Sense. What...

2024 Retirement Trends in the United States

Dollars & Common Sense · Retirement Trends in the United StatesTonight, we're gonna talk about retirement trends in the United States. The whole concept of retirement has evolved through the years and through the generations. The retirement concept is a primarily...

What It Means to Be Rich in America

Dollars & Common Sense · What It Means to Be Rich in AmericaKevin Zywna, Wealthway Financial Advisors: Tonight, we're going to talk about what it means to be rich in America. So I would say that one of the biggest questions that either new clients or potential...

Top 8 Financial Regrets Of 2023 Countdown And How To Avoid Them

Dollars & Common Sense · Biggest Financial Regrets of 2023 and How to Avoid Them in 2024Sharing Financial Information Can Carry Regret Kevin Zywna, Wealthway Financial Advisors:  Tonight, we're going to talk about America's top financial regrets of calendar year...

Financial Planning Steps To Start 2024 Right Part 2

Dollars & Common Sense · Financial Planning Considerations to Get 2024 Started Right - #2 Kevin Zywna, Wealthway Financial Advisors: Tonight, we're going to talk about financial planning moves to start the new year right version two, version one was the first show...

We’re Answering Listener Calls

Dollars & Common Sense · Listener CallsKevin Zywna, Wealthway Financial Advisors: Tonight's going to be a continuation of the last show. We're going to talk about financial planning moves to start the new year right. I had a bunch of them for the show we did two...

Smart Financial Planning Moves to Make Before Year End – Part 2

Dollars & Common Sense · Smart Financial Planning Moves to Make Before Year End - #2Kevin Zywna, Wealthway Financial Advisors: Tonight, we're going to do a continuation of the last show, which was smart financial planning moves to make before year end. The last...

Smart Financial Planning Moves to Make Before Year End – Part 1

Dollars & Common Sense · Smart Financial Planning Moves to Make Before Year End - #1 Kevin Zywna, Wealthway Financial Advisors: As is customary at this time of year for the US and in the show, we've come bearing some gifts. Some tips that you can use to hopefully...

Understanding Behavioral Finance to Overcome Financial Bias

Dollars & Common Sense · Understanding Behavioral Finance to Overcome Financial Bias Kevin Zywna, Wealthway Financial Advisors: Money can be good, or money can be bad. It's neither. It's an animal. It's how we use it that determines whether it's good or bad. And I...

How To Make Your Money Last Your Lifetime

Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · How to Make Your Money Last Your Lifetime Kevin Zywna, Wealthway Financial Advisors: Today's show, probably one of the more difficult and important aspects of financial planning, how to make your money last...

The Components of Professional Financial Planning

Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · The Components of Professional Financial Planning What Are The Components Of Professional Financial Planning? Tonight, I am going to talk about something that's probably long overdue, the components of...

10 Tax-Smart Charitable Giving Options

Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · Tax-smart Charitable Giving Tonight, we're going to talk about tax efficient, charitable giving. A lot of people donate to charities in some form or another whether that be a local church or synagogue or...

Episode: 08-22-2023 | Using Insurance To Protect Your Net Worth

Dollars & Common Sense · Using Insurance to Protect Your Net Worth And before I jump into tonight's topic, which is going to deal with insurance, I do have a little bit of a sad announcement to make. As many listeners know my broadcast partner, Alison has been on...

Episode: 08-08-2023 | Estate Planning Fundamentals Do’s and Dont’s

Dollars & Common Sense · Estate Planning Fundamentals: Do's and Don'ts What Is Estate Planning Kevin Zywna, Wealthway Financial Advisors: Tonight we are going to talk about estate planning some of the do's and don'ts of estate planning. What is it? What should you...

Episode: 07-25-2023 | Investing Philosophy and Mechanics

Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · Investing: Philosophy and Mechanics Investing Unpacked Most of our show is dedicated to financial planning and financial planning topics because that is where we feel we can add the most value for our clients...

Episode: 07-11-2023 | Investing: How It Works, Why We Do It

Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · Investing: How it works, why we do it Investing Unpacked Tonight we're going to talk about investing, why we do it, and how it works. You know, investing is a big part of our practice. And it is a big part of...

Episode: 06-27-2023 | Debunking Retirement Myths

Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · Debunking Retirement Myths What Is The Purpose Of Financial Planning? We are going to talk about some common retirement myths or misconceptions about retirement. What they are and how they are generally...

Episode: 06-13-2023 | Three Steps To Attain Financial Wellness

Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · Financial Wellness What Is Financial Wellness? Kevin Zywna, Wealthway Financial Advisors: Tonight, we're going to talk about financial wellness. Financial wellness - what is it, how do you get it and how to...

Episode: 05-09-2023 | Important Ages In Financial Planning

Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · Important Ages in Financial Planning Allison Dubreuil, Wealthway Financial Advisors:    Good evening. Tonight we are going to talk about birthdays. Actually, it's really going to be more about...

Episode: 04-25-2023 | Estate Planning Basics

Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · Allison Dubreuil, Wealthway Financial Advisors:  Good evening. Tonight we wanted to talk about one of the two certainties of life. Two certainties of life are death and taxes. We just got through tax...

Episode: 04-11-2023 | Credit 101

Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · Allison Dubreuil, Wealthway Financial Advisors: Tonight we're going to talk about one of the building blocks of personal finance. We're going to give you Credit 101 if you need a little refresher on what...

Episode: 03-28-2023 | Where Should You Park Your Cash?

Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · Allison Dubreuil, Wealthway Financial Advisors:  Tonight we're going to talk about something we haven't talked about in probably a decade. Eight years or so we haven't. There's been no point in even paying...

Episode: 03-14-2023 | The Bank Crisis & Investing Myths

Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · Unpacking The Silicon Valley Banking Crisis Allison Dubreuil, Wealthway Financial Advisors:  We like to keep this show focused on financial planning topics, and strategies for you to maximize your financial...

Marriage & Money

Dollars & Common Sense · Marriage & Money Allison Dubreuil, Wealthway Financial Advisors:  Well, in the spirit of Valentine's Day, we thought we would talk about money and marriage tonight. Money is, I think, the number one issue that couples fight about and...

Episode: 01-24-2023 | Secure Act 2.0 Impacts To You

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Allison Dubreuil, Wealthway Financial Advisors:  We wanted to start to address some of the Secure Act 2.0 changes that came our way at the very end of last year some take...

Episode: 01-10-2023 | Getting Your Finances in Shape for 2023

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Debt Detox Allison Dubreuil, Wealthway Financial Advisors: New Year New You, right? Getting your body in shape, probably. Maybe getting your mind in shape. Let's get your...

Episode: 12-13-2022 | Understanding Gifting And Charitable Giving

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Gifting & Charitable Giving Allison Dubreuil, Wealthway Financial Advisors: We did want to talk about gifting tonight, not so much in the aspect of buying on Amazon. But if...

Episode: 10-25-2022 | Signs You Are Being Scammed

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Signs You Are Being Scammed How To Avoid Getting Scammed Allison Dubreuil, Wealthway Financial Advisors:  Tonight, we want to talk about scams - something that is becoming...

Episode: 10-11-2022 | The Role of Insurance In Your Financial Plan

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · The Role of Insurance in Your Financial Plan Update On The Stock Markets Allison Dubreuil, Wealthway Financial Advisors:  Fall is not just for pumpkin spice, but for a lot...

Episode: 09-27-2022 | Weathering The Bear Market

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Weathering the Bear Market Allison Dubreuil, Wealthway Financial Advisors:  Tonight, we want to talk about weathering the bear markets. For those of you that watch any media...

Episode: 09-13-2022 | iBonds And Retirement Rules of Thumb

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · iBonds & Retirement Rules of Thumb All About I-Bonds Allison Dubreuil, Wealthway Financial Advisors:  If you heard the promos for the show today, you might be expecting...

Episode: 08-09-2022 | College Funding

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · College Funding Kevin Zywna, Wealthway Financial Advisors:  Good evening. Not that I want to rush summer or anything, but I thought we would talk about a topic that is...

Episode: 07-26-2022 | Recession Facts & Investing Truths

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Recession Facts & Investing Truths Allison Dubreuil, Wealthway Financial Advisors:    Good evening. I'm glad to have you back because I was saying, after I did...

Episode: 07-12-2022 | Social Security Do-Overs

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Social Security Do-Overs Allison Dubreuil, Wealthway Financial Advisors: Tonight, I want to talk about one of my favorite topics. If you listen to this show over a long period of...

Episode: 06-28-2022 | 401K Mistakes

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · 401K Mistakes Allison Dubreuil, Wealthway Financial Advisors:  Tonight, I wanted to talk about something that affects a lot of people and probably more and more these days...

Episode: 06-14-2022 | Long Term Care

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Long-Term Care Planning Allison Dubreuil, Wealthway Financial Advisors:  We had plans to talk about long term care planning today we'd like to keep this show focused on financial...

Episode: 05-24-2022 | Learn About Bear Markets

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Fun Facts About Bear Markets Importance of Investment Managing And Financial Planning Combined Allison Dubreuil, Wealthway Financial Advisors  Tonight on the show, we want...

Episode: 05-10-2022 | Social Security Benefits

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Social Security Benefits Social Security Allison Dubreuil, Wealthway Financial Advisors  Good evening. We are going to spend tonight talking about one of my favorite topics....

Episode: 04-26-2022 | Capital Gains And Taxation

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Capital Gains, Surprise Tax Bills & Spring Cleaning Capital Gains And Tax Bills & Spring Cleaning Allison Dubreuil, Wealthway Financial:  While tax season may be...

Episode: 04-12-2022 | Inflation And What To Do About It

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Inflation & What to DO About it Inflation - Current & Historic Perspective That reading just came out today. In February, Consumer Price Index was up 7.9% And then...

Episode: 03-22-2022 | Last Minute Tax Moves & IRA Mechanics

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Last Minute Tax Moves IRA Mechanics Last Minute Tax Moves Allison Dubreuil, Wealthway Financial: Tis the season for taxes so we thought it would be apropos to talk about some tax...

Episode: 03-08-2022 | Reverse Mortgages, Gifting Rules, And IRAs

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Reverse Mortgages, Gifting Rules, Roth Conversions & more IRA Basics Allison Dubreuil, Wealthway Financial: We're going to talk all things IRA. As we're approaching the tax...

Episode: 02-22-2022 | Best Assets To Inherit

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · The Best Assets to Inherit The Best Assets to Inherit Allison Dubreuil, Wealthway Financial: To kick things off. Tonight, we wanted to go back to the topic that we were talking...

Episode: 02-08-2022 | Estate Planning and Inheritance

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Understanding Estate Planning and Inheritance Allison Dubreuil, Wealthway Financial: We're going to talk about inheritance tonight. Whether you are looking to leave an inheritance, planning on how to pass on...

Episode: 1-25-2022 | The Psychology of Investing

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · The Psychology of Investing 5 Psychological Factors Behind Bad Investment Decisions Allison Dubreuil, Wealthway Financial: Good evening. I was thinking today we usually focus a...

Episode: 01-11-2022 | Get Your Finances in Shape

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Get Your Finances in Shape Get Your Finances In Shape Allison Dubreuil, Wealthway Financial: While people are usually particularly motivated this time of year to get their life...

Episode: 12-14-2021 | RMDs, Gifting & Charitable Giving

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · RMDs, Gifting & Charitable Giving Year-End Financial Planning Allison Dubreuil, Wealthway Financial Advisors: So speaking of holidays, year-end, I thought it'd be fitting to...

Episode: 11-09-2021 | How To Avoid Retirement Planning Missteps

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Retirement Planning Missteps Retirement Planning - Deferring Taxes Allison Dubreuil, Wealthway Financial: So we do want to talk about retirement planning - might not be quite...

Episode: 10-26-2021 | Inflation Unpacked

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Inflation! Should You Fear Inflation? Allison Dubreuil, Wealthway Financial: We want to talk about a hot topic that we have been hearing about pretty often from our clients. That...

Episode: 10-12-2021 | Employee Benefits & Open Enrollment

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Employee Benefits & Open Enrollment Tips To Maximize Open Enrollment Benefit Options Allison Dubreuil, Wealthway Financial: Good evening. Happy fall. Well, with fall comes...

Episode: 09-28-2021 | The Role of Taxes in Retirement

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · The Role of Taxes in Retirement Unpacking The Impact of Taxes on Retirement Allison Dubreuil, Wealthway Financial:  Good evening, I thought we would tackle taxes. Everyone...

Episode: 09-14-2021 | Social Security Questions

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Social Security Questions Ins & Outs of Social Security Allison Dubreuil, Wealthway Financial:  Tonight, we want to talk about one of my favorite topics, which is Social...

Episode: 08-24-2021 | College Funding Strategies Part II

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Airs on WNIS 790AM every 2nd & 4th Tuesday at 6 P.M. Dollars & Common Sense · College Funding Part II College Funding Strategies Allison Dubreuil, Wealthway Financial:  We always try to keep...

Episode: 08-10-2021 | Estate Planning & How to Handle an Inheritance

Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP®   What Is Estate Planning And Why Is It Important? Allison Dubreuil, Wealthway Financial:  We're going to talk about one of your favorite topics. It's the last thing that almost everyone tackles in...

Start Planning For Life

Fill out the form below to request an information packet from our advisors and schedule a complimentary consultation.