Waiting to make important financial decisions can quietly erode your wealth over time. Discover how taking action today on investing, retirement planning, tax planning, and estate planning can strengthen your long-term financial security and financial independence.
Investment Management
The Financial Decisions That Matter More Than Investment Returns
Many investors focus on investment returns, but the most impactful financial decisions are often the ones they can directly control. Learn how cash flow, tax planning, retirement strategies, and disciplined behavior can create lasting wealth and financial confidence.
Top 10 DIY Investor Mistakes And How To Avoid Them
DIY investors rarely fail due to poor investment choices—they fail due to emotional decision-making. From panic selling and market timing to poor diversification and tax inefficiency, these mistakes quietly erode long-term wealth. A disciplined plan, proper diversification, and fiduciary guidance can significantly improve outcomes for Hampton Roads investors.
The 2026 Money Reset – Actions to Win the Year
The 2026 Money Reset outlines practical financial planning moves for affluent households in the Hampton Roads area. Wealthway Financial Planning explains how automation, disciplined saving, and diversified investing drive long-term wealth. The focus is on clarity, consistency, and strategies high-net-worth families can actually sustain.
The Wild World of Financial Scams
Financial scams have evolved from ancient grain hoarding to modern crypto rug pulls—but the tactics remain strikingly similar. By understanding the emotional triggers and red flags scammers use, you can better protect yourself and your finances. From Ponzi schemes to fake job offers, this guide helps you recognize fraud before it’s too late.
The Psychology of Money: Mastering Your Mindset to Build Wealth
Your financial success isn’t just about numbers—it starts with mindset. Emotions like fear, greed, and social pressure often drive money decisions more than logic. By understanding the psychology behind your financial habits, you can make smarter choices, build lasting wealth, and create a plan that aligns with your long-term goals.
Marriage and Money: How to Build Financial Harmony in Your Relationship
Money may not be romantic, but it’s undeniably powerful—it can either strengthen your marriage or quietly erode it over time. At Wealthway Financial Advisors, we’ve seen how honest conversations and thoughtful planning can transform financial tension into teamwork. Whether you’re planning your wedding or planning your retirement, aligning on money matters isn’t just smart—it’s essential. In this guide, we’ll walk you through ten practical strategies to build financial harmony in your relationship, from choosing the right bank account setup to managing debt as a team. Because when couples share not just love, but a financial vision, they build a life that’s both secure and fulfilling.
Markets & Investing in Turbulent Times
Discover the causes behind one of the fastest and sharpest declines in the US stock market, explore its historical context, and learn the key investment strategies you should adopt in response to market volatility.
25 Financial Truths About Money
We discuss 25 truths about money on “Dollars and Common Sense.” Key points include: money eases stress but doesn’t buy happiness; earning and saving are vital; discipline is key to financial success; investing and planning for the future are essential; and true wealth is about time, freedom, and health—and much more!
Discover Your Path to Financial Clarity
Want to learn more about Wealthway Financial Advisors' Financial Planning Services and see if we're a good fit?
Wealthway Financial Advisors Investment Management Philosophy and Principles
In this podcast we unpack the prevailing Investment Management Philosophy and Principles we ascribe to that position you for optimum long-term financial growth. Learn about the best vehicles to use or avoid as your dollars work to accumulate wealth and outpace inflation.
Listener Financial Questions Answered
We answer our listeners’ top financial questions in this blog. Listeners want to know what steps to take if you have a financial windfall, whether or not you can pursuit your retirement dreams, how and when you can retire, and understanding how Social Security will impact your finances in retirement.
What It Means to Be Rich in America
One of the biggest questions new clients ask is, “How do I financially measure against the typical person in the United States?” In this blog we outline household income averages compared to incomes across the country. We also discuss the differences between household income and net worth as we unpack what it means to be rich in America.
Top 8 Financial Regrets Of 2023 Countdown And How To Avoid Them
We countdown the 8 biggest financial regrets Americans claimed to have had in 2023 based on a recent Forbes survey. More importantly, we unpack strategies you can execute today to prevent you from having these same financial regrets in the fugture.
Financial Planning Steps To Start 2024 Right Part 2
We explore 10 Financial Planning steps to start your 2024 off right part 2. In the first show, we talked about some personal issues that you should consider and assess progress you made towards goals last year. In this show we build off of that list rounding out the last 10 financial planning steps to start this year off on your best financial footing.
We’re Answering Listener Calls
In last week’s episode, we had a lot of callers we weren’t able to get to. This week, we are doing a full episode of your calls – providing you with guidance on Inherited IRAs, uses for home equity, Required Minimum Distributions, Qualified Charitable Distributions, and a thorny family estate planning issue.
Smart Financial Planning Moves to Make Before Year End – Part 2
Explore smart financial moves before year-end, from retirement planning and financial goals, to budgeting and making charitable donations.
Smart Financial Planning Moves to Make Before Year End – Part 1
Explore smart financial moves before year-end, from offsetting gains with losses to strategic IRA withdrawals, enhancing your financial outlook.
Understanding Behavioral Finance to Overcome Financial Bias
Learn about the 5 areas of Behavioral Finance and why you should work with an experienced certified financial planner to avoid mis-steps.
Episode: 07-25-2023 | Investing Philosophy and Mechanics
Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · Investing: Philosophy and Mechanics Investing Unpacked Most of our show is dedicated to financial planning and financial planning topics because that is where we feel we can add the most value for our clients...
Episode: 07-11-2023 | Investing: How It Works, Why We Do It
Hosted by Kevin J. Zywna, CFP® Dollars & Common Sense · Investing: How it works, why we do it Investing Unpacked Tonight we're going to talk about investing, why we do it, and how it works. You know, investing is a big part of our practice. And it is a big part of...
Marriage & Money
Money issues are the second leading cause of divorce in America, and are a top strain on relationships in general. Listen to our thoughts on how to avoid money conflicts in your marriage.
Episode: 01-24-2023 | Secure Act 2.0 Impacts To You
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Allison Dubreuil, Wealthway Financial Advisors: We wanted to start to address some of the Secure Act 2.0 changes that came our way at the very end of last year some take...
Episode: 01-10-2023 | Getting Your Finances in Shape for 2023
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Debt Detox Allison Dubreuil, Wealthway Financial Advisors: New Year New You, right? Getting your body in shape, probably. Maybe getting your mind in shape. Let's get your...
Episode: 12-13-2022 | Understanding Gifting And Charitable Giving
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Gifting & Charitable Giving Allison Dubreuil, Wealthway Financial Advisors: We did want to talk about gifting tonight, not so much in the aspect of buying on Amazon. But if...
Episode: 11-08-2022 | Year-End Planning
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense ·
Episode: 10-25-2022 | Signs You Are Being Scammed
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Signs You Are Being Scammed How To Avoid Getting Scammed Allison Dubreuil, Wealthway Financial Advisors: Tonight, we want to talk about scams - something that is becoming...
Episode: 09-27-2022 | Weathering The Bear Market
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Weathering the Bear Market Allison Dubreuil, Wealthway Financial Advisors: Tonight, we want to talk about weathering the bear markets. For those of you that watch any media...
Episode: 09-13-2022 | iBonds And Retirement Rules of Thumb
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · iBonds & Retirement Rules of Thumb All About I-Bonds Allison Dubreuil, Wealthway Financial Advisors: If you heard the promos for the show today, you might be expecting...
Episode: 07-26-2022 | Recession Facts & Investing Truths
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Recession Facts & Investing Truths Allison Dubreuil, Wealthway Financial Advisors: Good evening. I'm glad to have you back because I was saying, after I did...
Episode: 05-24-2022 | Learn About Bear Markets
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Fun Facts About Bear Markets Importance of Investment Managing And Financial Planning Combined Allison Dubreuil, Wealthway Financial Advisors Tonight on the show, we want...
Episode: 04-26-2022 | Capital Gains And Taxation
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Capital Gains, Surprise Tax Bills & Spring Cleaning Capital Gains And Tax Bills & Spring Cleaning Allison Dubreuil, Wealthway Financial: While tax season may be...
Episode: 02-08-2022 | Estate Planning and Inheritance
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Understanding Estate Planning and Inheritance Allison Dubreuil, Wealthway Financial: We're going to talk about inheritance tonight. Whether you are looking to leave an inheritance, planning on how to pass on...
Episode: 1-25-2022 | The Psychology of Investing
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · The Psychology of Investing 5 Psychological Factors Behind Bad Investment Decisions Allison Dubreuil, Wealthway Financial: Good evening. I was thinking today we usually focus a...
Episode: 01-11-2022 | Get Your Finances in Shape
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · Get Your Finances in Shape Get Your Finances In Shape Allison Dubreuil, Wealthway Financial: While people are usually particularly motivated this time of year to get their life...
Episode: 12-14-2021 | RMDs, Gifting & Charitable Giving
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Dollars & Common Sense · RMDs, Gifting & Charitable Giving Year-End Financial Planning Allison Dubreuil, Wealthway Financial Advisors: So speaking of holidays, year-end, I thought it'd be fitting to...
Episode: 08-24-2021 | College Funding Strategies Part II
Hosted by Kevin J. Zywna, CFP® and Allison K. Dubreuil, CFP® Airs on WNIS 790AM every 2nd & 4th Tuesday at 6 P.M. Dollars & Common Sense · College Funding Part II College Funding Strategies Allison Dubreuil, Wealthway Financial: We always try to keep...



